We work with many first-time homebuyers, and we know the task of finding a home in this market is daunting. We've broken the process down into five simple steps that will help you get started. 

DETERMINE A BUDGET


To start, you will want to set a budget and figure out how much you can afford so you can focus your home search. Take into consideration other expenses that may be associated with buying a home, including closing costs, inspection and appraisal fees, moving costs, home maintenance and more.


KNOW WHAT YOU CAN PUT TOWARDS A DOWN PAYMENT


The more money you are able to put towards a down payment, the lower your mortgage payments will be. Meeting with a mortgage professional is a great way to get a better understanding of your…

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Location often plays a big role when it comes to choosing a home — and we want your new neighborhood to have everything you’re looking for and more! It’s important to find a neighborhood you love that will serve your needs for many years to come. Do you enjoy morning walks with your dog or spending time with neighbors at backyard BBQs? Do you often stop at your favorite coffee shop on your drive to work? Or do you prefer to catch up on your reading during your bus or subway commute?


When deciding which neighborhood would be a good fit, you should start by assessing your daily lifestyle and routine. From there, you may want to consider a few other factors, including:


Commute Time

This is a great place to start refining your search, as you may…

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Buying a home is one of the best investments you can make, and getting your finances in order is a crucial part of a first-time homebuyer’s success. The more you’re able to put towards a down payment the lower your mortgage payments may be. So if you think buying a house is in your future, start saving today — it may be easier than you think!

Know Your Financial Standing

Knowing your budget up front helps you focus your home search. It may be a good idea to meet with a mortgage professional to assess your financial situation and to determine your buying power. They can walk you through the various loan options to find one that fits your needs.

Consider Other Expenses

Keep in mind there may be other expenses you’ll incur throughout the…

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